Florida Collection Agency

Are you looking for a Florida collection agency?  There are a lot of choices out there, but hopefully in this article we can help you find the best of the best when it comes to Florida collection agencies.

Florida is ripe with debt collection firms.  Why is this you ask?  Well, Florida has different laws which allow non-commercial collection agencies to collect business debt as long as they do not collect over half of business debt.  This effectively allows consumer collection agencies to collect business debt at the same time.  In general there is not as good of money in consumer accounts.  They are also harder to collect, due to the legal restrictions with the FDCPA (Fair Debt Collection Practices Act).  This puts limits on what tactics collection agencies are able to use.

So with this in mind, how do you go about sifting through the huge number of Florida debt collection agencies?  First off do a search about the company and see what you can find.  If there are a lot of negative reports about them, then you want to move on to the next agency.

How long have they been in business?  This is very important because most second rate organizations do not stay in business for more than 3 years.  If you are working with a company that has been in business for longer than this then you are more than likely dealing with a professional debt collection firm.

After you have found a minimum of 3 Florida debt collection companies that you are interested in hiring, call them and see what their rates are and make sure they work on a contingency basis and guarantee collection.  You should not have to pay any upfront fees and be cautious of anyone that asks for them.

Good luck in your search for a Florida collection agency.  Choose wisely and let a great organization represent you.